Legal – Refund Policy

As a general rule, we do NOT offer refunds, UNLESS you were promised otherwise at the time of purchase.  And refunds are inapplicable to monthly subscriptions anyway (where available), since you “pay as you go” and can cancel any time without additional charge.

This protects our interests (AND THE VALUE OF YOUR MEMBERSHIP).  You know what your portfolio looks like.  And we generally share recent returns or snapshots of the Portfolio, so you essentially know what you’re options are.  If, after comparing your own portfolio to our Portfolio, you in good faith want to tag along and give at least part of your portfolio a chance to perform like these, you’re welcome to join us.  If not, no worries.  But all the folks who like to enroll, get a list of stocks, and cancel (known as “serial refunders” in the industry) will have to steal the “recommended stocks” of newsletters authored by the big financial publishers who engage in mass-marketing campaigns and can absorb such losses.  Once you know the stocks in the Portfolio, you know. Sure, we can cut off the updates, but someone potentially investing in these companies without some insights as to when to take some profits or sell could be disastrous. So, in actual fact, a default “no refund” policy actually also protects “hit & run” serial refunders who obtain company names and try to go solo.  It helps ensure only serious investors, willing to stay the course, begin the journey.

Further, keep in mind that we’re not offering advice, so we cannot give any bad advice. We don’t tell you what to do with your money; that’s your responsibility. But what you could & should do with your investments is something you should take quite seriously, and that involves doing your homework, investigating options, diversifying, and taking calculated risks. As a strong proponent of the generational wealth principles mentioned in Proverbs 13:22, we contend for ensuring that we leave our succeeding generations much better off.  It’s just all about building a dynasty & leaving a legacy. That’s why we do what we do. So, long story short, there’s no product here to return or request a refund on. We provide a service – the service of spending untold hours & countless Dollars slicing & dicing the investing world to find the places we want to put our familys’ financial resources… and then we let you “peek behind the curtain,” so to speak.

Finally, and frankly, a few hundred dollars is a ridiculously small amount for a serious investor anyway. A basic $5,000 starter portfolio returning 10% is $500, 50% is $2,500… and a double is $5,000. So the numbers make perfect sense. You simply need to decide whether you want to keep doing what you’re doing, or consider diversifying to some extent in the investments we place nearly 100% of our family’s assets in.  That said, we’re not heartless scumbags.  We’ve endured personal tragedies & hardships like anyone else.  So, we understand that life happens.  If you have extenuating circumstances and need a refund, simply reach out to us.  But if you’re taking food off the table to order, it’s best simply not to do so to begin with.